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Cash Management
Cash Management
Smart Cash Management for Stronger, Smoother Operations.
Vaughan Credit Union Cash Management solutions are designed to help Canadian businesses and organizations control inflows and outflows, optimize liquidity, and streamline everyday banking processes.
From payroll and payables to receivables, deposits, and short-term investments, we work with you to build a cash management approach that supports your growth, protects working capital, and reduces manual admin.
- Tools to manage payables, receivables, and payroll efficiently
- Liquidity and sweep solutions for optimizing excess balances
- Digital access and reporting for real-time visibility into cash flow
Why Vaughan CU
Cash Management That Works with Your Business
Improved Cash Flow Visibility
Consolidate your Vaughan CU accounts and gain a clearer real-time view of balances, payables, and receivables across your organization.
Operational Efficiency
Reduce manual work with automated payments, deposits, sweeps, and reporting tools that save time for your finance and operations teams.
Better Use of Idle Funds
Put surplus balances to work with automated transfers into savings, short-term investments, or designated reserve accounts.
Local, Relationship-Based Support
Work with Vaughan CU advisors who understand your business and help you fine-tune cash management as your needs evolve.
Our Process
How We Build Your Cash Management Solution
Step
Understand Your
Cash Cycle
We start by reviewing how money moves through your business—sales, payables, payroll, and reserves—so we can identify key opportunities.
Step
Design Your
Cash Management Plan
Together we select the right mix of payment tools, deposit services, liquidity solutions, and reporting options to support your strategy.
Step
Implement, Monitor
& Optimize
Our team helps you set everything up, train your staff if needed, and makes adjustments as your operations, volumes, or goals change over time.
Cash Management Details
Services, Tools & Eligibility
Core Cash Management Services
- Payables management (vendor payments, pre-authorized debits)
- Receivables management (deposits, electronic collections)
- Payroll solutions and scheduled payment runs
- Automatic transfers between operating and reserve accounts
- Short-term investment and surplus cash options
- Support for integrating with your accounting systems (where applicable)
Digital Tools & Features
- Business online banking with multi-user access and roles
- Real-time balance and transaction reporting
- Electronic fund transfers and Interac e-Transfers (where applicable)
- Alerts and notifications for key account activity
- Exports and reports to support reconciliation and forecasting
- Integration with other Vaughan CU business products (loans, cards, deposits)
Eligibility & Getting Started
- Available to registered businesses, corporations, and non-profits in Canada
- Active Vaughan Credit Union business membership and operating account
- Basic business information and documentation may be required
- Some services may depend on account type and transaction volumes
- All services subject to standard terms, conditions, and fees
Maximize Every Dollar
Let Vaughan CU Help You Take Control of Cash Flow
From small businesses to complex organizations, Vaughan Credit Union’s cash management solutions are designed to help you move money efficiently, reduce friction in daily operations, and keep your focus where it matters most—on running and growing your business.
Connect with a Cash Management SpecialistTestimonials
What Our Members Say
Real stories from members who’ve trusted Vaughan Credit Union with their everyday banking and long-term goals.
Sarah Thompson
Customer Since 2012“Vaughan Credit Union helped me save for my first home and walked me through every step of the mortgage process. I never feel like just a number here.”
Daniel Rivera
Small Business Owner“The team at Vaughan CU understood my business and approved the financing I needed to grow. It feels like having a financial partner, not just a bank.”