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SME & Corporate Loans
SME & Corporate Loans
Flexible Financing Built for Growing Businesses.
Whether you’re an emerging small business, a scaling mid-sized enterprise, or an established corporation, Vaughan Credit Union provides tailored lending solutions designed to support your cash flow, expansion plans, and long-term strategy.
From equipment financing and working capital to commercial mortgages and structured corporate lending, our advisors work closely with you to understand your goals, evaluate your financial landscape, and create funding solutions that help you move forward with confidence.
- Financing solutions for SMEs, corporations, and non-profits
- Competitive rates and flexible repayment structures
- Dedicated commercial lending specialists for ongoing support
Why Vaughan CU
Financing Solutions Designed for Business Growth
Flexible Loan Structures
Our team tailors loan terms, amortization, and repayment schedules to meet the unique needs of SMEs and corporate clients.
Dedicated Relationship Managers
Your business is assigned a committed lending advisor who provides support, guidance, and financial insight throughout your journey.
Competitive Pricing
As a member-owned credit union, we offer fair, transparent rates that help local businesses retain more capital for growth.
Support at Every Stage
From startup financing to multi-million-dollar corporate structures, Vaughan CU partners with you as your business evolves.
Our Process
Simple, Transparent, Business-Friendly Lending
Step
Initial Consultation & Assessment
Meet with a lending advisor to discuss your financing goals, projected requirements, and business financials.
Step
Loan Structuring & Review
Provide business documents so our team can evaluate your request and prepare a lending solution aligned with your business plan.
Step
Approval, Funding & Support
Once approved, funds are released and your advisor stays connected to support your ongoing needs and future expansions.
Loan Details
Requirements, Loan Types & Eligibility
Required Documents
- Business registration and incorporation documents
- Most recent financial statements (annual & interim)
- Revenue history and financial projections
- Details of existing debt and obligations
- Ownership structure and ID for key principals
- Project summary for equipment, property, or expansion loans
Loan Types Available
- Working Capital & Operating Lines of Credit
- Equipment & Machinery Financing
- Commercial Mortgages (Owner-Occupied or Investment)
- Inventory & Seasonal Cash Flow Loans
- Expansion & Project-Based Financing
- Corporate Restructuring & Refinancing Solutions
Eligibility Criteria
- SMEs, corporations, and registered organizations in Canada
- Demonstrated ability to service debt through cash flow
- Acceptable business and credit history
- Collateral may be required depending on the facility
- Compliant with Vaughan CU lending and regulatory guidelines
- Subject to full credit evaluation and approval
Accelerate Your Growth
Let Vaughan Credit Union Finance Your Next Big Move
Whether you're scaling operations, investing in new equipment, expanding locations, or strengthening cash flow, our SME & Corporate Lending team is ready to help you build a financing strategy that works.
Book a Consultation with a Lending SpecialistTestimonials
What Our Members Say
Real stories from members who’ve trusted Vaughan Credit Union with their everyday banking and long-term goals.
Sarah Thompson
Customer Since 2012“Vaughan Credit Union helped me save for my first home and walked me through every step of the mortgage process. I never feel like just a number here.”
Daniel Rivera
Small Business Owner“The team at Vaughan CU understood my business and approved the financing I needed to grow. It feels like having a financial partner, not just a bank.”