- info@vaughancuonline.com
- Find Nearest Branch
Checking Account
Personal Chequing
Everyday Banking Built for Life in Canada.
At Vaughan Credit Union, our chequing accounts are designed to keep your everyday banking simple, affordable, and convenient. From direct deposit and bill payments to tap-to-pay purchases and Interac e-Transfers, you get everything you need to manage day-to-day money confidently.
Whether you’re managing a first paycheque, a growing family budget, or planning for the next stage of life, we offer chequing options that fit the way you live, work, and bank across Canada.
- Low or no monthly fees on everyday chequing plans
- Unlimited digital banking with Interac e-Transfers on select plans
- Linked savings and overdraft options to help you stay on track
Why Vaughan CU
Chequing That Works the Way You Do
No-Hassle Everyday Banking
Simple plans with transparent fees, no surprises, and unlimited day-to-day transactions on select chequing accounts.
Digital First, Human Always
Bank online, on mobile, or at ATMs across Canada—with local Vaughan CU advisors ready to help when you need advice.
Built-In Savings Support
Link your chequing to high-interest savings, set automatic transfers, and use savings goals to build your emergency fund.
Member-Owned & Community Focused
As a credit union, we put members first—reinvesting in better rates, lower fees, and support for local communities.
Our Process
How to Open Your Chequing Account
Step
Choose the
Right Account
Compare Vaughan CU chequing options online and select the plan that fits your everyday spending and banking needs.
Step
Submit Your
Application & ID
Apply online or in-branch, upload or provide your identification, and add details for direct deposit and bill payments.
Step
Activate &
Start Banking
Once approved, activate your debit card, set up online & mobile banking, and start using your new Vaughan CU chequing account right away.
Chequing Details
Requirements, Features & Eligibility
Required Documents
- Valid government-issued photo ID (e.g., driver’s licence, passport)
- Second piece of ID (health card, permanent resident card, etc.)
- Proof of Canadian address (utility bill, lease, or bank statement)
- Social Insurance Number (SIN) for tax reporting (optional but recommended)
- For students: proof of enrolment may be requested for student plans
- For joint accounts: ID for each account holder
Key Features
- Free debit card with tap-to-pay and nationwide ATM access
- Interac e-Transfers and online bill payments
- Direct deposit for payroll, benefits, and government payments
- Link to Vaughan CU savings and credit products
- Full online & mobile banking with alerts and card controls
- Optional overdraft protection on approved credit
- Zero Interest rate on all payments
Eligibility
- Age: 18+ for standard chequing accounts
- Youth accounts available for ages 13–17 with parent/guardian consent
- Resident of Canada with valid address
- Any Resident Globally with valid address
- Newcomers may qualify with alternative documentation
- Subject to standard account opening and verification requirements
- Valid ID for identity verification
- Proof Of Account Opening Fees Ready
- Valid Phone Number to Reach you
Enter your email to open this account
Testimonials
What Our Members Say
Real stories from members who’ve trusted Vaughan Credit Union with their everyday banking and long-term goals.
Sarah Thompson
Customer Since 2012“Vaughan Credit Union helped me save for my first home and walked me through every step of the mortgage process. I never feel like just a number here.”
Daniel Rivera
Small Business Owner“The team at Vaughan CU understood my business and approved the financing I needed to grow. It feels like having a financial partner, not just a bank.”